Albuquerque House Buying can be as Simple as 1-2-3!
by Albuquerque Real Estate Agent Rich Cederberg
Buying a house is a big deal for most people, so you'd better make sure you start the process with the help of a good Albuquerque Realtor like Rich Cederberg or one of his team at RE/MAX Finest. A good buyer's broker will help you understand the complexities of the real estate market and can explain the steps to make house buying as simple as 1-2-3!
STEP ONE: Contact an Albuquerque Lender
The largest factor that will determine what type of house you can buy is your personal finances. You need to ask yourself how much you can afford to spend on a home and still maintain a comfortable lifestyle. You should consult with a mortgage broker or loan officer early in the house buying process to make sure you have plenty of time to resolve any issues you may encounter and to understand how much house you should buy to keep your house payments in line with your budget. Plus, in today's difficult economic times, Albuquerque home sellers won't even look at your offer on their house unless you send a loan approval letter with it.
STEP TWO: Contact an Albuquerque Buyer's Broker
Making a smart house purchase is more important than ever in today's economy. Using an Albuquerque Buyer's Broker will protect you because you will have your own representation in your real estate transaction who will be focused on your best interests.
If you were going to court and the party suing you for millions of dollars already had a lawyer would you use the lawyer too? Of course not, that would be crazy! But that's what many home buyers do when they call the listing agent on an Albuquerque House. You see, that listing agent is already under contract with the seller of that house to sell it as quickly as possible and for the most money too.
The next time you need to buy a new car, wouldn't you like to have a professional car expert and negotiator at your side when you walk onto the car lot? Of course you would! A good buyer's broker will be that person for you when you go to buy a new house. A good Albuquerque Buyer's Broker will show you houses listed for sale by all of the real estate companies, not just their own listings. They won't care if the house has a RE/MAX, Century 21 or Allstar Realty sign in the yard. They will care more about finding you the right house.
STEP THREE: Go Shopping!
This is the fun part, and if you've done steps one and two right then you'll be able to relax and enjoy looking at houses.
The internet has changed how houses are sold a lot over the last ten years. Realtors used to get to pick the houses they showed their buyers. These days, with the help of a good, easy-to- use resource like ViewAlbuquerqueHouses.com you can control which houses you go see. That means it will take less time, it will be less frustrating, and it will be more fun too!